Live life your way with an Absa Credit Card. With Africa’s number-one credit card, you earn cashback rewards anywhere in the world. Designed for our affluent clients, the Platinum Credit Card makes the right statement: You're a VIP.

Key benefits

  • Enjoy reduced interest on high-value purchases by subscribing to Buy Now Pay Later
  • Up to TZS15 million unsecured credit card limit
  • Cashback reward points (2 points) for every TZS1 spent
  • Introduction limit of TZS1,000,000 as soon as you open an account
  • A dedicated customer team
  • Up to 56 days interest free when you pay full outstanding balance
  • Up to 50% of limit as cash advance/ATM withdrawal
  • Seasonal discounts at our  local merchant alliance partners
  • Up to 50% discounts with Visa offers. Explore here
  • Purchase protection available (terms and conditions apply) 
  • Secure transactions with chip-and-PIN technology
  • Net salary of TZS6,000,000 required
  • 1 month’s salary slip
  • For self-employed, your credit turnover will be assessed to qualify for the card

Be card wise

Card safety
  • Sign the back of your card as soon as you receive it.
  • Never allow anyone to use your card or PIN
  • Never let your card out of your sight when paying.
  • Never write your PIN down – memorise it and destroy your PIN mailer immediately.
  • You will receive a one-time password when you make an online purchase.
Credit sense
  • Be committed to paying all your monthly financial obligations, including credit cards.
  • Only apply for additional loans if you know you can afford the monthly repayments.
  • Track your financial standing by creating a monthly budget detailing your monthly income and expenditure.
  • Use your budget to identify areas where you can reduce spending.
  • Determine your net worth using the calculation: Total assets – Total liabilities = Net worth.
    Total assets: Combine all your money from your savings or cheque accounts, trust funds, property value, car value, stock value, etc.
    Total liabilities: Combine all your debts such as home mortgage, credit card balance.
  • Your goal is to have a positive net worth value at all times and it should be increasing as time goes by.
Need more help?

Call us:
0800750078 (Toll free)
+255 (0)746 882 000 (Network charges apply)

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