Flexi Secured Lending is a unique loan facility backed by your government securities (bonds). Unlike traditional loans, repayment is structured to match your bond income. Your bond coupons (interest payments) automatically service the loan, giving you financial flexibility without affecting your monthly cash flow.

Key benefits

    Affordable repayment – Your loan is serviced directly from your bond coupons

    Flexible tenure – Up to 10 years

    Competitive rates

    High loan amounts – Borrow up to TZS1 billion

    Liquidity without selling bonds – Access funds while keeping your investment intact 

    How it works

    Pledge your bonds as security

    We calculate your loan affordability based on your bond coupon income

    Loan disbursement goes directly into your account

    Repayments are automated from your bond coupon proceeds

    At maturity, once the loan is fully settled, your bonds remain yours

    • Documents required to apply

      • Valid identity card (driving licence, national ID, passport or voter's ID)
      • Introduction letter from employer, from local government or from lawyer
      • Residential address letter from local government or utility bill receipt
      • Completed account opening application form

    Frequently asked questions

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