Your business ambitions deserve the right financial partner. With Absa Jiajiri Loan, business owners can access financing based on the way they operate and transact through their personal Absa accounts.

Whether you're expanding operations, purchasing stock, or managing business cash flow, we are here to help you move your business forward.

 

Why choose Jiajiri Loan

Access funding from TZS1 million to TZS100 million

Dedicated Relationship Manager to support your banking and borrowing needs

No collateral required

Flexible repayment periods tailored to your borrowing history

Quick and convenient application process

Financing based on turnover and transaction activity in your personal Absa account

Designed specifically for self-employed individuals, traders, and entrepreneurs

Loan repayment terms

Up to 36 months for first-time borrowers

Up to 60 months for returning borrowers

Who can apply?

You may qualify for the loan if you:

Are an existing Absa customer

Have maintained an active banking relationship with Absa for at least 8 months

Have been running your business for a minimum of 3 years

Demonstrate healthy account activity and transaction history

Have a satisfactory Credit Reference Bureau (CRB) record

  • Documents required to apply

    • National ID, passport, voter's ID, or driving licence
    • Recent bank statement(s) from other financial institutions or mobile money providers (if applicable)
    • Business or company profile
    • Certificate of registration
    • Business registration documentation
    • Completed Jiajiri Loan application form

Open your account now